Terms and Conditions
Effective Date: November 30, 2024
Welcome to Lallys.ca ("the Website," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of the Website, including any content, functionality, and services offered on or through Lallys.ca, including insurance tips, policy audits, and recommendations. By accessing or using the Website, you agree to comply with and be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you should not use the Website.
1. Use of the Website
By accessing or using Lallys.ca, you agree to use the Website solely for lawful purposes and in accordance with these Terms. You must not use the Website in any way that violates any applicable local, national, or international law or regulation.
2. Insurance Tips and Policy Audits
Lallys.ca provides general insurance tips and recommendations to help you understand your insurance policies better. These tips and audits are based on publicly available information or general industry knowledge. Please note that:
Insurance Advice: Any tips, advice, or content provided by Lallys.ca should not be considered as formal, personalized, or legal advice. Always consult with a licensed insurance agent, broker, or other professional before making any decisions regarding your insurance policies.
Policy Audits: Our policy audit service is intended to help you review your existing insurance policy for potential areas of improvement. We provide suggestions based on general best practices, but we do not take responsibility for any outcomes or decisions resulting from the recommendations made.
No Guarantee: We make no guarantees regarding the effectiveness of any suggestions provided on this Website. We do not guarantee any specific outcomes related to your insurance policies or savings.
3. User Accounts and Security
In some cases, you may be required to create an account to access certain features or services on Lallys.ca. You are responsible for maintaining the confidentiality of your account and password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
4. Limitation of Liability
To the fullest extent permitted by law, Lallys.ca, its owners, employees, and affiliates will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on any content, tips, or audits provided. This includes, but is not limited to, damages resulting from loss of profits, data, or other intangible losses.
5. Indemnification
You agree to indemnify, defend, and hold harmless Lallys.ca, its affiliates, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses (including legal fees) arising out of your violation of these Terms or your use of the Website.
6. Intellectual Property Rights
The content on Lallys.ca, including but not limited to text, images, logos, graphics, and software, is protected by copyright and other intellectual property laws. You may not use, reproduce, distribute, or otherwise exploit any part of the Website’s content without the express written consent of Lallys.ca.
7. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Website, you consent to our collection and use of your information in accordance with the Privacy Policy.
8. Changes to Terms and Conditions
We reserve the right to modify, update, or revise these Terms at any time. Any changes will be posted on this page, and the revised Terms will be effective immediately upon posting. We encourage you to review this page regularly for any updates.
9. Termination
We may suspend or terminate your access to the Website at any time, without notice, for any reason, including but not limited to your violation of these Terms. Upon termination, your right to use the Website will immediately cease, and any provisions of these Terms that by their nature should survive termination will remain in effect.
10. Governing Law
These Terms and any disputes arising from your use of the Website will be governed by the laws of the Province of [Your Province], Canada, without regard to its conflict of law principles. Any legal action or proceeding related to the Website will take place in the courts located in [Your City, Your Province], Canada.
11. Dispute Resolution
Any disputes arising out of or related to these Terms or your use of the Website will first be attempted to be resolved through informal negotiations. If the dispute cannot be resolved through negotiation, it will be submitted to binding arbitration under the rules of the Canadian Arbitration Association.